Wednesday, 28 September 2011 20:39

Female Car Insurance

Written by  Will
Female Car Insurance Wikipedia

Female Car Insurance

Female car insurance car insurance costs on average about 30% lower than for male drivers. There used to

be a big debate over who are better drivers, men or women, and unfortunately for you men, the insurance companies seem to favor women. It’s pretty simple really, women tend to drive less miles, and they drive smaller cars, they often have children on board and they drive less aggressively and get fewer tickets for moving violations.

Everything with insurance is calculated on risk, so the statistics must be saying something, even young drivers, students drivers and drivers under the age of 25 will pay less if they are female. Statistics also show that men are more likely to drive fast, drink and drive, get more speeding tickets and are less likely to put on their seat belts.

Traffic accidents in Florida, California and Florida show that men aged sixteen to twenty years old are more likely to be involved in fatal traffic accidents. That is why female car insurance is cheaper everywhere.

Female car insurance will also cost less if you drive a car with all the safety features such as anti-lock brakes, air bags, day time running lights and you keep your car in a secure location when it is not in use. If she chooses a larger deductible, perhaps $1000, that can also shave some cost of a car insurance premium.

If you are professional woman, over the age of 25 with no moving violations and a sensible car, then it’s easy to go online and do a side-by-side comparison of rate quotes on one of the many car insurance websites. You could also purchase female car insurance by contacting an experienced auto insurance agent who will be able to compare rates, and tell you about any discounts to which you may be entitled – there may be some you had not thought of. An agent will ensure that you get the optimum amount of coverage for your circumstances, and is less likely to try to sell you things you may not require such as roadside assistance.
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Last modified on Saturday, 10 December 2011 19:53

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