If this is your first time getting a quick car insurance quote, you will be left no wiser than when you started – especially if you are really not clear about how much coverage you need and what is right for you.  Pick a company at random and – guess what – you will still have to call them, and probably give them all the details that you submitted online again to the customer service person.  One call to a local insurance agent could have had you covered without the headaches.  The agent would also have explained exactly what kind of coverage you need, after asking a few relevant questions.  They would also be able to figure out any discounts you might be entitled to.

If you need quick car insurance because you are renting a car for a short period, check with your credit card company.  Depending on the car you use, the company may offer primary or secondary coverage.  The myth that all credit cards offer primary coverage if you use them to pay for a rental car is not true, and in some circumstances the insurance that the car rental company offers at the desk will be primary coverage, saving you a lot of hassle if you do have an accident, and will be the best quick car insurance you can get.